UTT Calculator
Estimate how your money could grow in a UTT AMIS unit trust fund. Pick a fund, enter your initial investment and an optional monthly contribution, and see the projected value over time.
How it works
Your investment grows with compound interest credited monthly. P is the initial amount, PMT the monthly contribution, r the annual return, and n the number of years.
FV = P(1 + r/12)^(12n) + PMT × ((1 + r/12)^(12n) − 1) ÷ (r/12)Worked examples
Example
1,000,000 TZS in the Money Market Fund at 8% for 5 years grows to about 1,489,846 TZS.
UTT AMIS funds
Illustrative annual returns — verify current rates with UTT AMIS before investing.
| Fund | Illustrative return | Description |
|---|---|---|
| UTT Money Market Fund | 8% | Low-risk, short-term money market investments. |
| UTT Liquid Fund | 9% | Short-term liquidity with modest returns. |
| UTT Bond Fund | 11% | Invests in government and corporate bonds. |
| UTT Balanced Fund | 13% | A mix of equities and fixed income. |
| Jikimu Fund | 12% | Long-term education savings for children. |
Frequently asked questions
What is UTT AMIS?
UTT Asset Management and Investor Services (UTT AMIS) is Tanzania's government-backed investment company that manages collective investment schemes (unit trusts).
Which UTT fund is right for me?
Money Market and Liquid funds suit short-term, low-risk goals, while Balanced and Jikimu funds suit longer-term goals that can tolerate more risk.
Are these returns guaranteed?
No. The figures are illustrative. Unit trust returns vary with market performance — always verify current rates with UTT AMIS.
Results are estimates provided for information only and do not constitute financial, legal or tax advice. Consult a qualified professional before making financial decisions.
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