Airtel Money Charges in Tanzania — Send and Withdraw Fees
Airtel's published Money tariff for sending money and withdrawing cash, band by band, with excise duty and VAT already included and the government withdrawal levy added to withdrawals.
At 50,000 TZS. Sending 50,000 TZS costs 680 TZS, so the recipient receives 50,680 TZS. Withdrawing 50,000 TZS costs 3,273 TZS, of which 573 TZS is the government withdrawal levy, so you receive 46,727 TZS. The recorded charges already include the 10% excise duty and 18% VAT.
Airtel Money charges — full tariff
The charges recorded for Airtel Money, last reviewed 8 September 2026. The send and withdraw tables are that operator’s bands as recorded here. Only Mixx by Yas publishes its charges as a tariff you can read; for the others, check the current charge with the operator. The withdrawal levy is charged on top of the withdrawal fee and shown separately in the worked answer above.
Send money
| Amount (TZS) | Fee (incl. tax) |
|---|---|
| 1 – 999 | 15 TZS |
| 1,000 – 2,999 | 30 TZS |
| 3,000 – 4,999 | 55 TZS |
| 5,000 – 9,999 | 130 TZS |
| 10,000 – 19,999 | 350 TZS |
| 20,000 – 49,999 | 400 TZS |
| 50,000 – 99,999 | 680 TZS |
| 100,000 – 299,999 | 1,000 TZS |
| 300,000 – 999,999 | 1,500 TZS |
| Above 1,000,000 | 2,000 TZS |
Withdraw (agent)
| Amount (TZS) | Fee (incl. tax) |
|---|---|
| 1 – 999 | 175 TZS |
| 1,000 – 2,999 | 380 TZS |
| 3,000 – 4,999 | 620 TZS |
| 5,000 – 9,999 | 950 TZS |
| 10,000 – 19,999 | 1,450 TZS |
| 20,000 – 49,999 | 1,850 TZS |
| 50,000 – 99,999 | 2,700 TZS |
| 100,000 – 299,999 | 3,800 TZS |
| 300,000 – 999,999 | 6,500 TZS |
| Above 1,000,000 | 8,000 TZS |
How Airtel compares at 50,000 TZS
Sending 50,000 TZS, cheapest first. Other networks are cheaper at some amounts and dearer at others, because the band boundaries differ.
| Network | Fee | Recipient receives |
|---|---|---|
| T-Pesa (TTCL) | 500 TZS | 50,500 TZS |
| HaloPesa (Halotel) | 580 TZS | 50,580 TZS |
| Airtel Money | 680 TZS | 50,680 TZS |
| M-Pesa (Vodacom) | 720 TZS | 50,720 TZS |
| Mixx by Yas | 720 TZS | 50,720 TZS |
Tariffs last verified 8 September 2026 for all networks. Airtel was verified 8 Sep 2026.
What Airtel costs at different amounts
The same charge worked through at four amounts, send and withdraw. Withdrawals include the government levy; sending does not attract it.
| Amount | Send fee | Recipient receives | Withdraw fee | You receive |
|---|---|---|---|---|
| 10,000 TZS | 350 TZS | 10,350 TZS | 1,552 TZS | 8,448 TZS |
| 50,000 TZS | 680 TZS | 50,680 TZS | 3,273 TZS | 46,727 TZS |
| 250,000 TZS | 1,000 TZS | 251,000 TZS | 4,621 TZS | 245,379 TZS |
| 1,000,000 TZS | 2,000 TZS | 1,002,000 TZS | 9,776 TZS | 990,224 TZS |
Where the Airtel fee steps up
The tariff is banded, so the fee jumps at these amounts rather than rising smoothly. Each row states the last amount charged the lower fee.
| Above | Fee | Increase |
|---|---|---|
| 299,999 TZS | 1,000 → 1,500 TZS | +500 TZS |
| 999,999 TZS | 1,500 → 2,000 TZS | +500 TZS |
| 99,999 TZS | 680 → 1,000 TZS | +320 TZS |
The largest single jump is at 299,999 TZS, where the fee rises from 1,000 to 1,500 TZS — an increase of 500 TZS for the next shilling. Splitting a transfer across two bands is not always cheaper, because each transfer carries its own charge; work the alternative through before splitting.
Frequently asked questions
How much does Airtel Money charge to send money in Tanzania?
Airtel's tariff is banded by amount, so the fee depends on what you send. Every band is listed in the tables above.
Is Airtel Money cheaper than M-Pesa?
It depends on the amount, because the two networks use different band boundaries. The comparison tool puts them side by side for a specific transaction.
What is the government withdrawal levy?
A separate levy charged on cash withdrawals, added on top of the operator's own fee. The calculator separates the two so you can see which is which.