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Tanzania HESLB Calculator

Calculate your Higher Education Students' Loans Board (HESLB) repayment. If you're a loan beneficiary, 15% of your monthly salary is deducted and remitted by your employer. Enter your salary to see the deduction and your take-home pay.

HESLB deduction (monthly)
TSh 150,000
Take-home after HESLBTSh 850,000
Gross salaryTSh 1,000,000
StatusLoan beneficiary (15%)
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How it works

HESLB (the Higher Education Students' Loans Board) deducts 15% of a loan beneficiary's monthly salary to repay their student loan. The employer deducts it and remits it to HESLB by the 15th of the following month. If you are not a loan beneficiary, no deduction applies.

HESLB deduction = 15% × gross monthly salary

Worked examples

  • Example

    On a 1,000,000 TZS monthly salary, a loan beneficiary pays 15% × 1,000,000 = 150,000 TZS, leaving about 850,000 TZS before other deductions.

Frequently asked questions

What is the HESLB deduction rate?

15% of the loan beneficiary's monthly salary, deducted and remitted by the employer (HESLB Act, Cap 178).

Does HESLB apply to everyone?

No. Only employees who are HESLB loan beneficiaries have the 15% deducted from their salary.

When is HESLB remitted?

Employers remit the deduction to HESLB by the 15th of the following month.

Results are estimates provided for information only and do not constitute financial, legal or tax advice. Consult a qualified professional before making financial decisions.

Sources: Higher Education Students' Loans Board (HESLB)
Read the guide: Tanzania HESLB Student Loan Deduction Explained →

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